PRIVACY POLICY
ABS Point of Sale Inc Inc., (ABS POS)
values you as a customer and recognizes the need to safeguard
the personal information that you provide in order to assist us
in providing products or services to you. This Privacy Policy
explains how ABS Point of Sale Inc Inc., collects, uses and
safeguards your personal information.
Information We Collect
ABS POS may obtain information about you from various sources. We
may obtain information about you in our role as a processor of
payment card transactions. We also may have a direct relationship
with you, and you may choose to provide personal information to us
in connection with that relationship.
As a processor of payment card transactions and provider of related
services, we obtain information about you from companies that use
ABS POS products or services, publicly available information
systems, consumer reporting agencies, and commercial information
services.
In addition, you may choose to submit information directly to us.
You may do so, for example, on our websites, in connection with a
ABS POS product or service, when you participate in an offer or
promotion, or in connection with an actual or potential business or
employment relationship with us.
The types of personal information we may obtain are:
•Contact information (such as name, postal or e-mail address, and
phone or fax number)
•Business contact information (such as job title, department and
name of organization)
•Username and password
•Payment card information
•Financial information (such as financial account information and
information that may be contained in a consumer report)
•PIN or access code
•Contact information for friends or other people you would like us
to contact
•Content you provide (such as images, articles and comments)
•Employment information
•Mobile device unique identifier
•Social Media identifier (such as Facebook id)
•Geo-location data
We collect certain information by automated means, such as cookies
and web beacons, when you visit our websites. The information we
collect in this manner includes IP address, browser type, operating
system, referring URLs, information on actions taken on a website,
and dates and times of website visits. A "cookie" is a text file
placed on a computer's hard drive or your mobile device's memory by
a web server. A "web beacon," also known as an Internet tag, pixel
tag or clear GIF, is used to transmit information back to a web
server.
How We Use The Information We Collect
We may use the information we obtain about you to:
•Process your payment card transactions (including authorization,
clearing, settlement, chargebacks and other related dispute
resolution activities)
•Protect against and prevent fraud, unauthorized transactions,
claims and other liabilities, and manage risk exposure and franchise
quality
•Create and manage your online account and respond to your inquiries
•Provide, administer and communicate with you about products,
services and promotions (including contests, sweepstakes, programs
and other offers)
•Publish business directories (which may include business contact
information)
•Operate, evaluate and improve our business (including developing
new products and services; managing our communications; determining
the effectiveness of our advertising; analyzing our products,
services and websites; facilitating the functionality of our
websites; and performing accounting, auditing, billing,
reconciliation and collection activities)
•Monitor the use of and improve our interactive assets
•Perform data analyses (including anonymization of personal
information)
•Evaluate your interest in employment and contact you regarding
possible employment with MasterCard
•Enforce our Terms of Use
•Comply with applicable legal requirements and industry standards
and our policies
•We also may use the information in other ways for which we provide
specific notice at the time of collection.
Information We Share
We do not sell or otherwise disclose personal information we collect
about you, except as described here in or otherwise disclose to you
at the time the data is collected.
We share information to perform payment card transactions and other
activities that you request. We may share the personal information
we collect with our affiliates, financial institutions that issue
payment cards or process payment card transactions, entities that
assist with payment card fraud prevention, and merchants. For
example, in this context we provide financial institutions with
information about their cardholders' transactions that ABS POS
processes. In addition, we may share personal information with other
third parties with the consent of the individual to whom the
information pertains.
We also may share the information with our service providers who
perform services on our behalf. We do not authorize these service
providers to use or disclose the information except as necessary to
perform certain services on our behalf or comply with legal
requirements. We require these service providers by contract to
appropriately safeguard the privacy and security of personal
information they process on our behalf.
On our websites, you may choose to use certain features for which we
partner with other entities. These features, which include social
networking and geographic location tools, are operated by third
parties that are not affiliated with ABS POS. These third parties
may use personal information in accordance with their own privacy
policies. On sites on which these features are offered, the relevant
third parties are identified on the websites. We strongly suggest
you review the third parties' privacy policies if you use the
relevant features.
We also may disclose information about you (i) if we are required to
do so by law or legal process, (ii) to law enforcement authorities
or other government officials, or (iii) when we believe disclosure
is necessary or appropriate to prevent physical harm or financial
loss, or in connection with an investigation of suspected or actual
fraudulent or illegal activity.
We also reserve the right to transfer personal information we have
about you in the event we sell or transfer all or a portion of our
business or assets. Should such a sale or transfer occur, we will
use reasonable efforts to direct the transferee to use personal
information you have provided to us in a manner that is consistent
with our Global Privacy Policy. Following such a sale or transfer,
you may contact the entity to which we transferred your personal
information with any inquiries concerning the processing of that
information.
Your Rights and Choices
You may have certain rights regarding the personal information we
maintain about you. We offer you certain choices about what personal
information we collect from you, how we use that information, and
how we communicate with you.
You may choose not to provide personal information to ABS POS by
refraining from conducting a payment card transaction using a
payment card. You also may refrain from submitting information
directly to us.
You may elect not to have a unique cookie identification number
assigned to your computer to avoid aggregation and analysis of data
collected on our websites. Most browsers will tell you how to stop
accepting new cookies, how to be notified when you receive a new
cookie, and how to disable existing cookies. Please note, however,
that without cookies you may not be able to take full advantage of
all our website features.
You may opt-out of certain uses of information we collect about you
by automated means when you visit other websites. Specifically, we
may use service providers to post content on third party websites.
They may use cookies when they serve ads to you.
You may withdraw any consent you previously provided to us, or
object at any time on legitimate grounds, to the processing of your
personal information. We will apply your preferences going forward.
In some circumstances, withdrawing your consent to ABS POS's use or
disclosure of your personal information will mean that you cannot
take advantage of certain ABS POS products or services.
Data Transfers
We may transfer the personal information we collect about you to
countries other than the country in which the information was
originally collected. Those countries may not have the same data
protection laws as the country in which you initially provided the
information. When we transfer your information to other countries,
we will protect that information as described in this Global Privacy
Policy.
How We Protect Personal Information
We maintain appropriate administrative, technical and physical
safeguards designed to protect the personal information you provide
against accidental, unlawful or unauthorized destruction, loss,
alteration, access, disclosure or use. We use SSL encryption on a
number of our websites from which we transfer certain personal
information.
Links To Other Websites
Our websites may provide links to other websites for your
convenience and information. These websites may operate
independently from ABS POS. Linked sites may have their own privacy
notices or policies, which we strongly suggest you review if you
visit any linked websites. To the extent any linked websites you
visit are not owned or controlled by ABS POS, we are not responsible
for the sites' content, any use of the sites, or the privacy
practices of the sites.
Updates To Our Global Privacy Policy
This Global Privacy Policy may be updated periodically and without
prior notice to you to reflect changes in our personal information
practices. We will post a prominent notice on our websites to notify
you of any significant changes to our Global Privacy Policy and
indicate at the top of the policy when it was most recently updated.
